Wisconsin River Bank with location in Sauk City and Lodi. Wisconsin River Bank offers personal and business banking services.
Wisconsin River Bank has branch locations in Sauk City and Lodi, Wisconsin. Savings, checking, mortgages and home equity Loans. Wisconsin River Bank home page.Contact information for Wisconsin River Bank based in Sauk City and Lodi, Wisconsin.
Wisconsin River Bank serves the people and businesses of Sauk, Columbia and Dane Counties.

Have You Considered a Roth IRA?

The Roth IRA retirement vehicle had a lot of publicity when it was first introduced several years ago and we would like to remind you of the possible advantages of a Roth IRA. The rules governing conversion from a traditional IRA to a Roth IRA are complex. If you are considering a conversion from a Traditional IRA, your should consult with your financial advisor, as there are tax consequences.

A Roth IRA has distinct benefits; yet is not for everyone. Some of the benefits are:
  • If you have held your Roth IRA for five years and you have reached age 59-1/2, all withdrawals are tax-free;
  • You can always get back your principal tax free and with no IRS penalty for any reason;
  • Income limits for eligibility for making annual contributions are more liberal than for the Traditional IRA; and
  • You are not forced to take distributions (or stop making contributions) at age 70-1/2.
This means your money can potentially grow tax-free over a longer period of time. There are also qualified distributions that make this investment appealing, as long as you meet the required holding period.

If you have questions or want to set up your Roth or Traditional IRA today, call one of our Personal Bankers in Sauk City at (608) 643-6300, or Lodi at (608) 592-7788.


Locally owned and managed.

Locally owned and managed.


Wisconsin River Bank Residential Mortages.

Wisconsin River Bank offers Personalized Personal Banking with a Community Touch.
 

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